IMPORTANT: PLEASE READ THESE TERMS CAREFULLY. THE POLYSHARES TRADING TERMINAL PROVIDES ACCESS TO EXPERIMENTAL, HIGH-VOLATILITY DIGITAL ASSETS THROUGH A NON-CUSTODIAL INTERFACE. USING THIS PLATFORM CARRIES SUBSTANTIAL RISK, INCLUDING THE POTENTIAL TOTAL LOSS OF YOUR ASSETS.

THESE TERMS INCLUDE AN ARBITRATION AGREEMENT, A CLASS ACTION WAIVER, AND A JURY TRIAL WAIVER.

BY USING THE SERVICES, YOU ACKNOWLEDGE AND AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE, DO NOT USE THE SERVICES.

YOU MAY NOT USE THE SERVICES IF YOU: (A) DO NOT ACCEPT THESE TERMS; (B) ARE UNDER TWENTY-ONE (21) YEARS OF AGE OR BELOW THE LEGAL AGE TO FORM A BINDING CONTRACT IN YOUR JURISDICTION, WHICHEVER IS GREATER; OR (C) ARE PROHIBITED FROM DOING SO UNDER APPLICABLE LAW.

NEITHER POLYSHARES NOR ITS SERVICE PROVIDERS ARE LIABLE FOR ANY ACTIVITIES YOU ENGAGE IN WHILE USING THE SERVICES OR ANY BLOCKCHAIN TECHNOLOGIES. YOU ACKNOWLEDGE THAT WE DO NOT CREATE, CONTROL, OR HAVE RESPONSIBILITY FOR ANY THIRD-PARTY PROTOCOLS, FRONT-ENDS, OR SMART CONTRACTS YOU MAY INTERACT WITH THROUGH THE SERVICES. WE DISCLAIM ALL RISKS ASSOCIATED WITH SUCH USE.

1. AGREEMENT TO THESE TERMS

These Terms of Use, together with our Privacy Policy, which is incorporated herein by reference, and any documents they expressly incorporate by reference (collectively, these “Terms”), constitute the agreement between Polyshares, Inc., a Delaware corporation (“Company,” “we,” “our,” or “us”) and you (“you” or “User”) concerning your use of, and access to, the Polyshares trading terminal, the website at polyshares.com, and all associated subdomains, pages, integrations, tools, features, and services (collectively, the “Services”), excluding any third-party materials, technology, smart contracts, or applications.

The Services facilitate access to and interaction with third-party materials, such as decentralized exchanges, blockchain protocols, and other technologies, including third-party smart contracts. We do not control these third-party services and expressly disclaim any liability arising from your use of them. We provide no guarantees regarding third-party services or their quality, accuracy, uptime, availability, or results, even if accessed via our Services.

By using the Services, you acknowledge and agree to be bound by these Terms. If you do not agree, you must not access or use the Services.

Throughout your use of the Services, you represent and warrant that: (i) you are at least twenty-one (21) years of age or otherwise of legal age to form a binding contract and have the capacity to enter into these Terms; (ii) your funds are not derived from or connected to illegal, unauthorized, or restricted sources; (iii) you have the right to engage in all transactions and activities you participate in through the Services; and (iv) all information you provide is accurate and complete.

2. CHANGES TO THESE TERMS AND THE SERVICES

We may revise these Terms at our sole discretion. All changes are effective immediately when posted and apply to all subsequent access and use. Changes to dispute resolution provisions will not apply to disputes for which either party had actual notice before the change was posted. Your continued use of the Services following revised Terms means you accept and agree to the changes.

WE WILL NOT BE LIABLE FOR ANY LOSSES RESULTING FROM CHANGES TO THE SERVICES OR THE AVAILABILITY OF SERVICES, AND YOU HEREBY HOLD HARMLESS THE COMPANY AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES, AND AGENTS (COLLECTIVELY, THE 'COMPANY PARTIES') FROM ANY LOSSES AND DAMAGES ARISING IN CONNECTION WITH SUCH CHANGES.

3. DESCRIPTION OF THE PLATFORM

Polyshares operates a non-custodial trading terminal that enables users to discover, research, and swap digital tokens. The Platform aggregates research materials, data, and links pertaining to accessible tokens. Polyshares does not issue, create, manage, or control any tokens available on the Platform. All tokens are originated by independent third-party issuers.

You acknowledge that: (i) no swaps, trades, or exchanges occur on Company infrastructure; (ii) when you initiate transactions using our Services, all such transactions occur on third-party infrastructure using third-party technologies; (iii) the Services are a conduit to such third-party infrastructure and technologies; and (iv) the Services are not a decentralized exchange, exchange, or broker, and do not process any of your transactions.

Polyshares never takes possession, custody, or control of your digital assets. All transactions are executed on-chain through your own wallet. You retain sole control over your private keys and funds at all times. Polyshares cannot access, freeze, transfer, or recover your assets under any circumstances.

Polyshares is not a broker-dealer, investment adviser, exchange operator, transfer agent, custodian, virtual asset service provider, or any other form of regulated financial intermediary. Polyshares is not registered with, licensed by, nor have the Services been reviewed by, the U.S. Securities and Exchange Commission (SEC), the U.S. Commodity Futures Trading Commission (CFTC), or any other financial regulator in any jurisdiction.

4. WALLET SECURITY AND KEYS

When you use the Services, you may set up or connect a digital wallet. You will be able to view and export your private keys. We are not responsible for securing your seed phrase or keys if you lose them, if someone steals them from you, or if someone gains access to them, whether in transit, from your systems or networks, or because you misplaced or disclosed them. If you lose access to your keys or seed phrase, we are not liable for any losses you incur. It is your responsibility to establish a recovery mechanism.

We make no guarantees regarding the security of the environments in which private keys are stored, and are not liable for any hacks, attacks, exploits, phishing, or social engineering schemes targeting your wallet or credentials. You are responsible for all transactions initiated through your account credentials, regardless of whether you authorized them.

WE MAKE NO REPRESENTATIONS REGARDING THE SECURITY OR SAFETY OF YOUR DIGITAL ASSETS OR THE SERVICES. YOU HEREBY RELEASE AND HOLD HARMLESS THE COMPANY PARTIES FROM ANY DAMAGES OR LOSSES YOU MAY SUFFER IN CONNECTION WITH THE SECURITY OF YOUR KEYS, SEED PHRASE, OR WALLET.

5. FEES

We charge transaction-based fees on swaps executed through the Services, up to one percent (1%) of the transaction value. In most cases, fees will be substantially lower. Estimated total costs will be displayed when you use the Services, but we do not guarantee to provide fee information prior to every transaction. Our fees are subject to change at any time without notice, even after providing an estimate.

You may also incur fees payable to third parties, including blockchain network fees (gas fees), protocol fees, and fees charged by decentralized exchanges. We do not disclose, control, or accept responsibility for any third-party fees. Third-party fees may also change without notice.

UNDER NO CIRCUMSTANCES SHALL THE COMPANY INCUR ANY LIABILITY RELATED TO FEES CHARGED BY THIRD PARTIES OR IN CONNECTION WITH THIRD-PARTY TECHNOLOGY OR MATERIALS. YOU HEREBY RELEASE AND HOLD HARMLESS THE COMPANY PARTIES FROM ANY AND ALL LIABILITY ASSOCIATED WITH FEES RELATED TO THE SERVICES OR YOUR USE OF THIRD-PARTY TECHNOLOGIES.

6. PRICING, SLIPPAGE, AND TRANSACTION EXECUTION

Any displayed pricing, exchange rate, or liquidity information is preliminary and not guaranteed. The actual execution of transactions, including slippage, depends on the relevant protocol and market conditions, which are not controlled by the Company. Rates and prices shown are approximations and may be imprecise. You release the Company from any losses stemming from differences between displayed estimates and actual execution prices.

Transactions may not be successful or may be substantially delayed due to issues in the relevant protocol, blockchain network congestion, or other factors outside our control. We accept no responsibility for failed or delayed transactions, nor for any gas fees incurred in connection with unsuccessful transactions.

Smart contracts execute automatically when conditions are met. We cannot reverse, modify, or cancel a transaction submitted to a public blockchain. You are responsible for ensuring all transaction details are accurate and complete. We do not review the accuracy of your transactions and are not responsible for losses due to your errors. Underlying blockchain protocols may be subject to sudden changes, including forks, and it is your responsibility to stay informed of such changes.

YOU HEREBY HOLD HARMLESS THE COMPANY PARTIES FROM ANY LOSSES OR DAMAGES YOU MAY SUFFER RELATING TO PRICING, SLIPPAGE, FAILED TRANSACTIONS, TRANSACTION ERRORS, PROTOCOL CHANGES, OR GAS FEES.

7. TOKENS ARE NOT SECURITIES; NO FINANCIAL ADVICE

The digital tokens accessible through the Platform are not securities, equity instruments, or investment contracts. They do not represent ownership, voting rights, dividend entitlements, or any proprietary interest in any company or entity. Any token name or symbol is purely descriptive and does not indicate partnership, affiliation, or endorsement by any referenced company.

Polyshares does not provide investment, financial, tax, legal, or securities advice. Nothing on the Platform should be construed as an offer to buy or sell a security or financial product, or as a solicitation, recommendation, or advice regarding any transaction. By accessing the Services, you agree you are not entering into an advisory relationship with the Company. You are solely responsible for determining the suitability of any investment based on your personal situation. Polyshares expresses no opinions on specific tokens, trading strategies, protocols, or systems.

Before making any financial, legal, or other decisions involving the Platform, you should seek guidance from an independent professional who is licensed and qualified in the relevant area.

YOU ACKNOWLEDGE THAT WE DO NOT PROVIDE FINANCIAL, INVESTMENT, TAX, LEGAL, OR SECURITIES ADVICE. YOU AGREE THAT WE ACCEPT NO RESPONSIBILITY FOR YOUR TRADING DECISIONS. YOU HEREBY RELEASE AND HOLD HARMLESS THE COMPANY PARTIES FROM ANY LOSSES OR DAMAGES ARISING FROM YOUR DECISIONS OR YOUR USE OF THE SERVICES.

8. ASSUMPTION OF RISKS

By using the Services, you represent that you have sufficient knowledge and experience in blockchain technologies, digital assets, wallet security, and private key management to evaluate the risks of the Services, and that you will bear those risks, including loss of all amounts involved and the possibility that tokens may have little or no value.

You acknowledge and agree that risks include, but are not limited to: extreme price volatility; irreversibility and transparency of blockchain transactions; smart contract vulnerabilities and exploits; evolving and uncertain regulatory frameworks; blockchain network attacks, congestion, and fork events; loss of private keys; hacking and security weaknesses; unfavorable regulatory intervention; token taxation uncertainties; personal information disclosure through public blockchain transparency; uninsured losses; and unanticipated risks.

You acknowledge that digital assets are neither deposits of, nor guaranteed by, a bank, nor insured by the FDIC or any other governmental agency. The regulatory environment is uncertain and new regulations may materially affect the utility, value, or legality of tokens.

YOU EXPRESSLY WAIVE AND RELEASE THE COMPANY PARTIES FROM ANY AND ALL LIABILITY, CLAIMS, CAUSES OF ACTION, OR DAMAGES ARISING FROM OR RELATED TO YOUR USE OF THE PLATFORM, YOUR INTERACTION WITH THE SERVICES, ANY TOKENS ACCESSED THROUGH THE PLATFORM, OR ANY THIRD-PARTY MATERIALS, LOSS OR COMPROMISE OF YOUR SEED PHRASE OR KEYS, AND/OR ISSUES ARISING FROM YOUR TRANSACTIONS.

9. THIRD-PARTY MATERIALS AND INTEGRATIONS

The Services may include or provide access to third-party content, networks, decentralized exchanges, protocols, wallet providers, SDKs, or other infrastructure. We do not control or endorse these third-party materials and are not responsible for their quality, security, accuracy, reliability, or availability. When you interact with third-party services, you agree to be bound by their terms, which you are solely responsible for reviewing.

We have no control over or responsibility for third-party protocols, networks, or technology. Changes or disruptions to third-party materials may affect your access to the Services. You acknowledge and accept this risk.

YOU HEREBY HOLD HARMLESS THE COMPANY PARTIES FROM ANY LOSSES OR DAMAGES YOU MAY SUFFER DUE TO THIRD-PARTY MATERIALS, PROTOCOLS, NETWORKS, OR ANY ISSUES ARISING FROM YOUR USE OF THIRD-PARTY TECHNOLOGIES ACCESSED THROUGH THE SERVICES.

10. JURISDICTIONAL COMPLIANCE

The Website is not geo-restricted. It is solely your responsibility to determine whether your use of the Platform is lawful in your jurisdiction.

Certain tokens may carry jurisdiction-specific rights, restrictions, or obligations. You are responsible for independently researching and understanding these before engaging with any token. By using the Platform, you represent that: (i) your use of the Services is lawful under all applicable laws; (ii) you have conducted your own jurisdictional due diligence; (iii) you are not in any jurisdiction where use of the Services is prohibited; (iv) you are not on any sanctions list; and (v) you accept sole responsibility for consequences of non-compliance.

11. INTELLECTUAL PROPERTY

The Services and their entire contents, features, and functionality are owned by Polyshares, Inc., its licensors, or other providers and are protected by copyright, trademark, patent, trade secret, and other intellectual property laws. You are granted a restricted, personal, non-exclusive, non-transferable, revocable right to use the Platform solely in accordance with these Terms and for individual, non-commercial use. You must not reproduce, distribute, modify, create derivative works of, publicly display, download, store, or transmit any material from the Services except as permitted. You must not duplicate, decompile, reverse engineer, disassemble, or decode the Services. No right, title, or interest is transferred to you, and all rights not expressly granted are reserved.

The Polyshares name, logos, and all related marks are trademarks of Polyshares, Inc. Unauthorized use is prohibited.

12. USER CONTENT

If you submit content through the Platform, you grant the Company a worldwide, non-exclusive, royalty-free, fully-paid, perpetual, irrevocable, sublicensable, and transferable license to use, reproduce, distribute, create derivative works from, publicly display, and publicly perform your content. You represent you have the right to submit it and that it does not violate any rights of others.

13. FEEDBACK

Any feedback, ideas, suggestions, or bug reports you provide become non-confidential and non-proprietary. You grant us a perpetual, irrevocable, non-exclusive, worldwide license to use, reproduce, modify, display, distribute, and disclose such feedback for any purpose. We may use feedback in our business without restriction or compensation.

YOU HEREBY HOLD HARMLESS THE COMPANY PARTIES FROM ANY LOSSES OR DAMAGES IN CONNECTION WITH YOUR FEEDBACK OR OUR USE THEREOF.

14. PROHIBITED CONDUCT

You agree not to use the Services for any unlawful purpose or in violation of these Terms. You agree not to, and shall not permit others to:

• (a) Exploit, harm, or attempt to harm minors in any way.
• (b) Access, tamper with, or use non-public areas of the Services or Company systems.
• (c) Probe, scan, or test the vulnerability of any system or breach any security measures.
• (d) Bypass, remove, deactivate, or circumvent any security measures or content protections.
• (e) Use automated means (bots, crawlers, scrapers, data mining tools) to access, search, or download content from the Services without express written permission.
• (f) Use manual processes to monitor or copy content without express written permission.
• (g) Send unsolicited advertising, promotional materials, spam, or chain letters.
• (h) Impersonate the Company, an employee, another user, or any other person or entity.
• (i) Engage in market manipulation, including pump and dump schemes, wash trading, self-trading, front-running, quote stuffing, spoofing, or layering.
• (j) Fabricate any transaction or engage in deceptive practices.
• (k) Disguise or interfere with the IP address or location from which you access the Services.
• (l) Use the Services for money laundering, terrorist financing, or any illicit financial activity.
• (m) Introduce viruses, worms, Trojan horses, logic bombs, or other malicious code.
• (n) Attempt to gain unauthorized access to, interfere with, damage, or disrupt the Services, servers, or connected systems.
• (o) Attempt to decipher, decompile, disassemble, or reverse-engineer any software used to provide the Services.
• (p) Submit, transmit, or store any content that is inaccurate, unlawful, defamatory, obscene, threatening, abusive, harassing, hateful, or objectionable.
• (q) Impose an unreasonable or disproportionately large load on the Services or infrastructure.
• (r) Violate the legal rights of others, including privacy and publicity rights.
• (s) Encourage or enable any other individual to do any of the foregoing.

15. TAXES

You are solely responsible for determining what taxes apply to your digital asset transactions. The Company does not collect, report, withhold, or remit any taxes for you. You agree to be responsible for all taxes, reporting obligations, and compliance arising from your use of the Services and agree to hold harmless the Company Parties from any claims, penalties, or liabilities arising from your failure to comply with applicable tax laws.

16. MONITORING, ENFORCEMENT, AND TERMINATION

We reserve the right to terminate or suspend your access to all or part of the Services at our discretion, without prior notice, and for any reason, including violation of these Terms, suspected fraudulent or illegal activity, or as required by applicable law. Upon termination, your right to use the Services immediately ceases. We may cooperate fully with law enforcement or regulatory authorities. We may change the functionality of the Services without notice, which could affect the availability of certain networks or assets.

YOU AGREE THAT THE COMPANY PARTIES SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY TERMINATION OF YOUR ACCESS TO THE SERVICES.

17. DISCLAIMER OF WARRANTIES

YOUR USE OF THE SERVICES IS AT YOUR OWN RISK. THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

WE DO NOT GUARANTEE THAT THE SERVICES WILL BE ERROR-FREE, UNINTERRUPTED, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU ASSUME FULL RESPONSIBILITY FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM YOUR USE OF THE SERVICES.

DIGITAL ASSETS ARE AN EMERGING TECHNOLOGY AND ARE OFTEN VULNERABLE TO SECURITY COMPROMISES OR HACKS. YOU UNDERSTAND AND WAIVE ANY SUCH RISK IN USING THE SERVICES.

Some jurisdictions do not allow exclusion of implied warranties, so some limitations may not apply to you.

18. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL THE COMPANY PARTIES BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE SERVICES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, EVEN IF FORESEEABLE.

IN NO EVENT SHALL THE AGGREGATE LIABILITY OF THE COMPANY PARTIES EXCEED ONE HUNDRED U.S. DOLLARS ($100.00).

Some jurisdictions do not allow limitation of liability for personal injury or incidental or consequential damages. In such jurisdictions, liability shall be limited to the greatest extent permitted by law.

19. NO FIDUCIARY RELATIONSHIP; NO INSURANCE

Nothing in these Terms creates any fiduciary duty, partnership, joint venture, or agency relationship. To the extent any such duties may be implied by law, they are hereby expressly disclaimed, waived, and eliminated.

Your accounts and assets are not bank deposits and are not insured by the FDIC, SIPC, or any equivalent program. Digital tokens are generally not considered legal tender and are not backed by any government.

20. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless the Company Parties from and against any and all claims, disputes, demands, liabilities, damages, losses, and expenses, including reasonable legal and accounting fees, arising from or related to: (i) your access to or use of the Platform, Services, or content; (ii) your User Content; (iii) your interaction with third-party services; (iv) any violation of these Terms; or (v) any third-party claim arising from your use of the Services.

If you are obligated to indemnify any Company Party, the Company will have the right, in its sole discretion, to control any action or proceeding and to determine whether to settle, and on what terms, and you agree to fully cooperate in the defense or settlement.

YOU AGREE TO DEFEND, INDEMNIFY, AND HOLD HARMLESS THE COMPANY PARTIES FROM AND AGAINST ANY LIABILITY ARISING FROM YOUR USE OF ANY ALTERNATIVE FRONT-ENDS, THIRD-PARTY PROTOCOLS, OR SMART CONTRACTS ACCESSED THROUGH THE SERVICES.

21. DISPUTE RESOLUTION; ARBITRATION

21.1 Good Faith Negotiation. If a dispute arises, you agree to first attempt resolution through good-faith negotiations by contacting us at official@polyshares.com. We will respond using the contact information you have provided.

21.2 Binding Arbitration. If the dispute is not resolved within sixty (60) days, either party may elect to submit the dispute to binding arbitration administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules and conducted in English. The seat of arbitration shall be the State of Delaware. The arbitrator shall have exclusive authority to resolve any dispute relating to the interpretation, applicability, enforceability, or formation of this arbitration agreement. The decision of the arbitrator will be final and binding, and judgment may be entered in any court having jurisdiction. Time is of the essence: hearings shall take place within ninety (90) days of filing and awards rendered within one hundred twenty (120) days.

21.3 Arbitration Opt-Out. You have the right to opt out of the arbitration provisions by sending written notice to official@polyshares.com within thirty (30) days of your first use of the Services or agreement to these Terms. If you opt out of only arbitration, the class action waiver still applies. You may not opt out of only the class action waiver. If you opt out, the Company will also not be bound by the arbitration provisions.

21.4 Class Action Waiver and Jury Trial Waiver. YOU AND THE COMPANY AGREE THAT ANY CLAIMS OR DISPUTES SHALL BE BROUGHT ONLY IN YOUR INDIVIDUAL CAPACITY AND NOT AS PART OF ANY CLASS, CONSOLIDATED, MULTIPLE-PLAINTIFF, OR REPRESENTATIVE ACTION OR PROCEEDING. YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION. THE ARBITRATOR MAY NOT COMBINE OR AGGREGATE CLAIMS, CONDUCT A CLASS ACTION, OR MAKE AN AWARD TO ANY PERSON NOT A PARTY TO THE ARBITRATION. YOU ALSO WAIVE YOUR RIGHT TO A JURY TRIAL IN ANY LEGAL PROCEEDING ARISING OUT OF OR RELATED TO THESE TERMS.

IF THIS CLASS ACTION WAIVER IS LIMITED, VOIDED, OR FOUND UNENFORCEABLE, THEN THE AGREEMENT TO ARBITRATE SHALL BE NULL AND VOID WITH RESPECT TO SUCH PROCEEDING AND IT MUST BE BROUGHT IN A COURT OF PROPER JURISDICTION AND NOT IN ARBITRATION.

21.5 Injunctive Relief. This arbitration agreement does not preclude either party from seeking injunctive or equitable relief in a court of competent jurisdiction, including for the alleged unlawful use of intellectual property.

21.6 Confidentiality. All proceedings, negotiations, discussions, and arbitration awards shall be kept strictly confidential except as required by law.

22. TIME LIMITATION ON CLAIMS

ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE. OTHERWISE, SUCH CLAIM IS PERMANENTLY BARRED.

23. ENFORCEMENT COSTS AND REMEDIES

If the Company incurs costs to enforce these Terms due to your breach, you shall be liable for all reasonable costs, expenses, and fees, including legal fees. In the event of a breach, the Company may pursue all available remedies, including injunctive relief and monetary damages, without the necessity of posting bond.

24. NON-DISPARAGEMENT

You agree not to make false, misleading, harassing, or defamatory statements about the Company or Company Parties through any medium. This does not restrict your right to share honest, factual feedback based on genuine experience.

25. FORCE MAJEURE

Except for payment obligations, neither party shall be liable for any failure or delay caused by events beyond the reasonable control of the affected party, including natural disasters, fires, epidemics, pandemics, riots, war, terrorism, denial-of-service attacks, internet outages, labor shortages, and judicial or government action.

26. GOVERNING LAW

These Terms shall be governed by and construed under the laws of the State of Delaware, without regard to conflict-of-law principles.

27. GOVERNING LANGUAGE

These Terms are drafted in English. Any translations are solely for convenience; the English version controls.

28. WAIVER AND SEVERABILITY

No waiver by the Company of any term or condition shall be deemed a further or continuing waiver. If any provision is held invalid, illegal, or unenforceable, it shall be eliminated or limited to the minimum extent necessary, and the remaining provisions continue in full force.

29. ASSIGNMENT

The Company may assign or transfer these Terms at any time without notice. You may not assign or transfer any rights without our prior written consent. Any attempted assignment by you is void.

30. SURVIVAL

Sections 5, 6, 7, 8, 9, 11, 13, 15, 17, 18, 19, 20, 21, 22, 23, 24, and 26 survive expiration or termination of these Terms.

31. ENTIRE AGREEMENT

These Terms, together with the Privacy Policy and any documents expressly incorporated by reference, constitute the entire agreement between you and the Company regarding the Services and supersede all prior agreements and communications.

32. CONTACT INFORMATION

If you have questions about these Terms, please contact us at:

official@polyshares.com

Polyshares, Inc.